The purpose of this assignment is to practice how to write a memo in a professional business context. In your role as a human resources specialist at a major insurance company, you help new employees determine which retirement benefits package best fits their personal needs. After spending the entire morning meeting separately with three people about the same issues, you realize that you typically ask each person the same questions. Rather than continue to take the time to collect this information in person, you decide it would be more efficient to have employees prepare this information ahead of time. Your questions involve their current age and planned retirement age, minimum level of annual income needed in retirement for recurring expenses, anticipated special circumstances in retirement (such as college tuition or wedding costs), desired lifestyle during retirement, and current rate of savings. You also need to know whether they prefer low-risk investments that are more stable but may provide less return on investment or high-risk investments that are less stable but may provide a higher return on investment. -Compose a memo to new employees that will be included with their orientation materials. -Your memo should indicate that, as the human resource specialist, you are available to schedule individual appointments to discuss retirement benefits packages. You need these new emplovees to bring typed responses to these questions to their scheduled appointments