The value of a financial institution's bond portfolio dropped because of the change in interest rates, and the head of this FI's bond department took some position in interest rate derivatives in an attempt to make some quick profit to make up the losses. Unfortunately, this attempt failed and caused even more losses. At this moment, the largest client of this FI requested to withdraw a huge amount of funds. The FI was still solvent but had difficulty getting sufficient funds to fulfill the withdrawal request. What type(s) of risk is(are) reflected in this situation regarding the FI?(Please list the name(s) of the risk and use the information provided to describe the risk(s). A general discussion of risk won't earn credits.)