These are not necessarily complete definitions, but there is only one possible answer for each term. A. This is the money pledged by a potential house buyer to show his or her good faith when making an offer. B. This is the maximum percentage of the value of a property that a lender is willing to loan. C. This refers to the clause in a real estate sales contract that makes the agreement conditional on one or more factors or events, such as the availability of financing or the results of a property inspection. D. This is the name given to a situation in which a home and the property on which it sits secures a exist185,000 mortgage loan, and the property is sold for only exist155,000. E. This is a form of direct ownership of an individual unit in a multiunit project in which common areas and facilities, such as the lobbies, recreational areas, and facilities, are owned by all property owners in the project. F. This is the general name given to fees paid by a borrower where one point is equal to 1% of the amount borrowed. G. This insurance policy protects the mortgage lender from a default by its mortgage borrower, and it is typically required when the borrower uses a down payment that is less than 20%. H. This occurs when the value of the real estate asset is lower than the loan amount due on that asset. I. This refers to the situation in which a homeowner is unable to make the principal and interest payments on his or her mortgage, so the lender can seize and sell the property as stipulated in the terms of the mortgage contract. J. This is the general name given to the expenses that a borrower pays when his or her mortgage loan is dosed, the funds are paid to the seller, and the buyer receives title to the purchased property