This is a business law question PLEASE I really need HELP !!! PLEASE answer ALL questions!!!! THANK YOU.

If a minor chooses to disaffirm a contract, what is the obligation placed on the minor? In all states, a minor must return any consideration in his control, make restitution, and pay for any loss in value of the collateral. In all states, minors can return the goods or consideration received for a full refund. The obligations of a minor on disaffirmance depend on her parent's socioeconomic status. Minors do not have a right to disaffirm a contract if the contract has existed for more than ninety (90) days. States vary on what minors must do upon disaffirmance of a contract. What is the purpose of the minor's right to disaffirm contracts? To protect the minor from competent parties that might otherwise take advantage of the minor To reduce the judicial caseload for breach of contract actions To give minors superior bargaining power in negotiating contracts To punish adults who contract with minors To allow minors a windfall in terms of keeping property without paying for it Which of the following occurs when a person reaches the age of majority and says, either orally or in writing, that they intend to be bound by the contact entered into as a minor? O Express novation O Implied novation O Implied ratification O Express ratification Disaffirmance