This is a business law question PLEASE I really need HELP !!! PLEASE answer ALL questions!!!! THANK YOU.

Masters Movers Inc. creates contracts with its clients that are presented on a "take-it-or-leave-it" basis. Courts define these types of agreements as O conscionable O adhesion contracts O equitable O categorically unconscionable O holistically unconscionable Dawg Bank and Trust (Dawg) is a community bank in Athens, GA. Dawg loaned $5,000 to Smokey and charged him an interest rate that was five (5) percent higher than the statutorily-allowed maximum. This loan would be considered voidable at the election of Dawg valid, since Dawg can determine what potential profit is necessary to compensate it and its owners for the assumed risk void for violating usury laws void at the election of Smokey fraudulent Jillian is seventeen (17) years old when she forms a contract with Abel's ATVs, LLC. Six months after Jillian turns eighteen (18) years old, Jillian is still making monthly payments to Abel's for the ATV she purchased. Jillian's contract with Abel's has been bona fide O capacitated emancipated O ratified O certified