Question: This one is a no - separate growth and value funds are not listed in the Plan. One clue was that neither of

This one is a "no"- separate growth and value funds are not listed in the Plan. One clue was that neither of the words growth or value is present in any of the funds names.
Is this bad that no separate growth and value options are offered in the Plan? Not necessarily. Like any employer-sponsored plan, this plan limits the number of investment options, in order to help plan participants deal with what might otherwise be an overwhelming choice of investment options. However, if Kwame wanted to overweigh either growth or value stocks in his familys investment portfolio, he could not easily do it in this plan.
OK, one final question about stock fund options in the plan this one is about non-US stocks. You may recall that for the international equity allocation, you might have a choice to invest into Developed International companies or whats called Emerging Markets, i.e., less developed / more risky stocks that could provide better investment returns over a long time. Does the Plan list separate Developed and Emerging Markets fund options?

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