this question is split into multiple parts.

You may or may not have a bank account. Bank accounts vary in their benefits and interest rates. Like any product, you might consider shopping around for a bank account that best suits you. Banks today are trying to offer more specialized services. Rather than one bank account for all potential customer they offer specific accounts geared towards seniors, teens, university students, etc. Let's look at what the three major banks in Canada are offering the youth of today 1) Visit the CIBC website at www.cibc.com, and under "Everyday Banking" select "Sheguing & Saving". From here, provide some details about their "CIBC Advantage for Youths program. What are some Tenefits and costs of this account? Benefits Potential Fees What if you use an ATM that does not show the CIBC logo? Now look at the Savings account geared for post-secondary students. You will find it under the "Cheguing accounts and select "CIBC Advantage for Students". What are the some benefits and costs of this account? Benefits Potential Fees How is this better for post-secondary students than a regular savings account? What is the 'catch" to not having to pay a monthly fee? Is this usual for a college/university student? You may or may not have a bank account. Bank accounts vary in their benefits and interest rates. Like any product, you might consider shopping around for a bank account that best suits you. Banks today are trying to offer more specialized services. Rather than one bank account for all potential customer they offer specific accounts geared towards seniors, teens, university students, etc. Let's look at what the three major banks in Canada are offering the youth of today 1) Visit the CIBC website at www.cibc.com, and under "Everyday Banking" select "Sheguing & Saving". From here, provide some details about their "CIBC Advantage for Youths program. What are some Tenefits and costs of this account? Benefits Potential Fees What if you use an ATM that does not show the CIBC logo? Now look at the Savings account geared for post-secondary students. You will find it under the "Cheguing accounts and select "CIBC Advantage for Students". What are the some benefits and costs of this account? Benefits Potential Fees How is this better for post-secondary students than a regular savings account? What is the 'catch" to not having to pay a monthly fee? Is this usual for a college/university student