Time in years Present Value (PV) Future Value (FV) 15 years Payment and frequency # (PMT) a) $158.00 semi- annually b) $756.50 per end month C $ per quarter d) $454.30 per year e) $2,100 at beginning of Not Applicable I Interest rate and (D) compound frequency ((Y) 5% compounded annually 54 years 644 % compounded monthly 61 payments 3 % compounded semi-annually 7.54 % compounded years quarterly compounded 126 months semi-annually Not Applicable $16,000 Not Applicable Not Applicable $127,000 $36,600 Not Applicable every six months f). $240 at the beginning of the year 40 0 years 2.54% compounded quarterly Not Applicable