Time value of money_ (TVM) How does TVM affect management decisions regarding special terms, such as "no payment due for 6 months, interest free," or "buy a gift card for $50 and get $5 off your next purchase?" What TVM calculations would have to be considered in offers like these? Please respond to at least two of your peers. n Forum: Money (TVM) 47 Each student replies to instructor's initial discussion question with a substantive post (minimum of 250 words). Your postings should be done by 11:59 PM Central Standard Time (CST) Tuesday, October 10th. A substantive response to two of your fellow classmates is necessary to receive full credit