Question: How does TVM affect management decisions regarding special terms, such as no payment due for 6 months, interest free, or buy a gift card for

How does TVM affect management decisions regarding special terms, such as "no payment due for 6 months,
interest free," or "buy a gift card for $50 and get $5 off your next purchase?" What TVM calculations would have to
be considered in offers like these?
250 word response please

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