To find the future value annuity factor from a time value of money table, read down the rows to find $T=10$ and across the columns to find $10$ percent. The factor where that column and row intersect is $$

$16\mathrm{.}882$

$15\mathrm{.}937$

$17\mathrm{.}919$

$14\mathrm{.}676$