Down: 1. A written document that specifies the parties and the real estate which is filed with a state and/or local government. 2. Chapter of bankruptcy code also known as "wage-earner" plan. 3. Chapter of bankruptcy code in which the debtor agrees to have most of their property liquidated and then the cash distributed to creditors. 4. Procedure for the secured party to establish priority in the collateral over other creditors as provided by Article 9 9. Type of creditor that provides loans based on borrower's credit worthiness without the security of collateral. Across: 5. Chapter of bankruptcy code that provides temporary protection by allowing business to operate while reorganizing. 6. UCC description of borrower. 7. Party that agrees to be primarily liable to pay the loan of a borrower. 8. Steps of turning around a business that is underperforming and in poor financial condition. 10. Type of creditor that provides loans that includes the security of collateral. 11. A legal proceeding involving a person or business that is unable to repay their outstanding debts. 12. Description of business that no longer has adequate assets to maintain operations and can no longer pay its bills