True$/$False:

Most group term insurance contracts consider a full$-$time employee to be any employee who works in excess of $20$ hours per week.

$3.$ True$/$False:

If an employee is not actively at work on the otherwise effective date of coverage most group insurance contracts specify that coverage commences only when the employee provides satisfactory evidence of insurability to the insurance company.

$4.$ True$/$False:

The usual probationary period for group term life insurance plans is $1$ year.

$5.$ True$/$False:

If an employee fails to provide his or her employer with the proper payroll deduction authorization within $31$ days of otherwise becoming eligible for group term insurance coverage, the employee must furnish evidence of insurability to obtain coverage.

$6.$ True$/$False:

Most group life insurance plans allow employees to change their beneficiary designations only on the anniversary date of their coverage under the plan.

$7.$ True$/$False:

The successive beneficiary provision found in group term insurance contracts stipulates that an insured person may change an irrevocable beneficiary from the old spouse to the new spouse if the insured person divorces and remarries.

$8.$ True$/$False:

Group life insurance differs from individual life insurance in that a claim must be filed within $6$ months of a covered person's death.

$9.$ True$/$False:

A group term insurance contract usually specifies any available settlement options,

$10.$ True$/$False:

Required employee contributions under a group insurance plan represent a legal obligation to the insurance company by the covered employees.

$11.$ True$/$False:

Most states require an employer to pay at least a portion of the cost of any group term insurance coverage provided to employees.

$12.$ True$/$False:

An assignment under a group term insurance contract must be in writing and filed with an insurance company.

$13.$ True$/$False:

If overdue premium payments are not received within the grace period, a group term insurance contract lapses retroactively on the date the premium was initially due.

$14.$ True$/$False:

The entire contract clause states that the group insurance policy, the policyowner's application, and any individual applications for coverage constitute the entire contract.

$15.$ True$/$False:

In contrast to individual life insurance policies, group insurance contracts lack an incontestability provision.

$16.$ True$/$False:

Insurers may require individual evidence of insurability in supplemental life insurance plans.

$17.$ True$/$False:

Accidental death and dismemberment coverage generally stipulates that the insurer will pay death benefits only if the covered person dies within $7$ days of the date the injuries were sustained.