True or False

1.) Your expected future lifestyle doesnt need to be taken into account when planning for retirement.

2.) The Financial Industry Regulatory Authority does not restrict the loads charged to a fund, that function is left to the SEC.

3.) International funds are structured with investments in both foreign and domestic securities and other assets.

4.) Sources such as the Morningstar Mutual Funds provide reliable for information on mutual funds.

5.) Dollar Cost Averaging is a passive buy and hold method designed for active and aggressive investment.

6.) An investors tolerance for risk is the investors ability and willingness to accept the partial or full loss of original investment funds.

7.) A Variable Ratio portfolio management plan is a passive formula strategy implemented to capture stock market movements to an investors advantage.

8.) Prudent investing requires diversification of a portfolio in an effort to reduce exposure to risk while at the same time retaining an acceptable level of return.

9.) Retirement planning must be done as a separate objective or goal of financial planning.

10.) A defined contribution plan is a retirement plan that can be funded by the employee, or the employee and employer together.