Question: Under the SECURE 2 . 0 Act, if Heather fails to take her required minimum distribution ( RMD ) in 2 0 2 3 ,

Under the SECURE 2.0 Act, if Heather fails to take her required minimum distribution (RMD) in 2023, the penalty will be reduced to ___% if she withdraws the funds by ____________.
10%, December 31,2024
25%, December 31,2024
10%, December 31,2025
25%, December 31,2025

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