Uneven cash flows, for the first three years there will be a deposit of $ at the end of each of those years. At the end of year there will be a deposit of $ at the BEGINNING of year there will be a deposit of $ at the BEGINNING of year there will be a deposit of $ if you earn what will be the future value of this cash flow. NOTE, Years & both have deposits occuring at the beginning of the year unlike the previous years that occur at the end. Need help on how to do this with excel. thank you!