. Use a cash flow template to construct a cash flow plan for Laura. What is her monthly cash flow? Marina's monthly liabilities and assets are as shown in the table Find Marina's debt-to-income ratio. Express that ratio as a percent. a. Monthly Pre-Tax Assets (Income) Monthly Liabilities (Debt) $1,400 Gross Salary $8,900 Rent Student Loan Payment 350 Stock Dividends 350 $ 190 Minimum Credit Card Payment$ 140 $ 130 $ 600 Interest b. How would you categorize her debt- Car Loan Payment Graduate School Loan to-income ratio? amine the following bar graph that shows budgeted monthly utilf( mary expenses for a one-year period. Laura's Financial Report Use the budget information for Laura Shannon for Exercises 3 and 4. Teacher, monthly after-tax income: $5,000 Tutor, monthly after-tax income: $1,200 3.) The Consumer Credit Counseling Service Monthly Expenses Rent suggests that the monthly food budget be between 15-30% of income. 5600 Personal loan $100 Land line phone $60 Auto insurance $70 5400 College loan $250 5 80 Medical insurance $60 Entertainment $250 Groceries $2,200 5180 $80 $50 a. What is Laura's total monthly food Car loan Electricity Sanitation Cable/Internet $40 Dining out Gasoline bill including dining out? wh $200 $200 $40 Cell phone What percent of her income is spent on food? hat b. Renter's insurance $30 Debt reduction $200 Non-Monthly Expenses Medical: $250 in April, $250 in September c. Is Laura below, in, or above the Auto-related: 5400 in October recommended interval? tol nit nt Home-related: $250 in February, S250 in November Life insurance: $110 in April, August, December Tution $2.000 n May (summen and August fal) Gifts: $250 in March and December Contributions: $10 each week of the year Repairs: $280 in October Taxes: $1,500 in January and September he ok Use a cash flow template to construct a cash flow plan for Laura. What is her monthly cash flow? 4. a's monthly liabilities and assets are as shown in the table. Find Marina's debt-to-income ratio. Express that ratio as a percent. a. Monthly Pre-Tax Assets Monthly Liabilities (Debt) (Income) Rent $1,400 Gross Salary$8,900 Student Loan Payment$ 350 Stock Dividends 350 Minimum Credit Card Payment $140 Interest Car Loan Payment How would you categorize her debt- to-income ratio? s 190 b. $ 130 $ 600 Graduate School Loar