Use information provided in the book to answer this question. Your friend has $$100,000$ invested and wants your help. $$Currently$,$ she has all $$100,000$ invested in VTWAX. $$What should your recommendation be$?$

Question $1$ options:

a$.$Your friend needs to increase her holdings of large cap US stocks

b$.$Your friend needs to increase her holdings of mid and small cap US stocks

c$.$Your friend needs to increase her holdings of international stocks

d$.$Your friend needs to buy more mutual funds to earn a higher expected return.

e$.$No recommendations needed...your friend is already complete diversified and does not need to change anything.