Use Monte Carlo Simulation techniques to calculate the mean (average) balance for the following retirement contributions into a stock portfolio. The plan is to construct a portfolio for retirement 30 years from now. The first deposit (one time) in the amount of $50,000 is made now, followed by $10,000 next year. All the subsequent future $10,000 deposit amounts will be increased by 3% to keep up with the inflation. The annual expected return of the portfolio is 10% and the standard deviation of the returns is 12%. Generate the simulation over 3000 iterations.