Use the amortization table to solve this problem. We recommend writing this one out manually to get a better visual. A new row begins after each vertical bar $(|),$ and a comma separates each cell. Per $$1,000$ of loan amount: $|$Rate$,15$ Years, $20$ Years, $25$ Years, $30$ Years $|9\%,10\mathrm{.}15,9\mathrm{.}00,8\mathrm{.}40,8\mathrm{.}05|9\mathrm{.}5\%,10\mathrm{.}45,9\mathrm{.}33,8\mathrm{.}74,8\mathrm{.}41|10\%,10\mathrm{.}75,9\mathrm{.}66,9\mathrm{.}09,8\mathrm{.}78|.$ A buyer wants to borrow $$120,000$ at $9\mathrm{.}5\%$ interest. The buyer can afford to pay $$1,200$ per month. What is the shortest possible term of loan the buyer can obtain?