Use the following to answer the next two $(2)$ questions:

Using a modified discriminant function similar to Altman's, Burger Bank estimates the

following coefficients for its portfolio of loans:

$Z=1\mathrm{.}2x_1+1\mathrm{.}19x_2+1\mathrm{.}35x_3$

Where $x_1=$ debt to asset ratio; $x_2=$ net income and $x_3=$ dividend payout ratio.

What is the Z$-$score if the debt to asset ratio is $33$ percent, net income is $12$ percent,

and the dividend payout ratio is $50$ percent?

Using $Z=1\mathrm{.}682$ as the cut$-$off rate, what should be the debt to asset ratio of the firm in$.$

order for the bank to approve the loan?