Use the given table. Compare the premiums for a universal life policy for $78,000 for a 40-year-old male to the same policy for a 40-year-old female. Use a non-tobacco rate. :: Click the icon to view the data table. 0 - X Data Table Select the correct choice below, and fill in the answer box if necessary. (Type an integer or a decimal.) O A. The female pays a premium that is $ higher OB. The male pays a premium that is $ higher. Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value 10-Year Level Term 20-Year Level Term Age Male Female Age Male Female PREF NT T PREFNT T PREF NT T PREF NT T 20 0.87 1.27 2.28 0.75 1.10 1.88 201.09 1.50 2.86 0.91 1.31 2.56 25 0.87 1.27 2.28 0.75 1.10 1.88 25 1.09 1.50 2.86 0.91 1.31 2.56 30 0.87 1.36 2.49 0.75 1.16 2.06 30 1.12 1.61 3.24 0.96 1.42 2.67 35 0.87 1.44 2.73 0.75 1.26 2.23 35 1.17 1.73 3.62 1.02 1.53 2.78 40 1.13 1.96 3.78 1.00 1.57 2.93 40 1.49 2.36 5.38 1.26 2.00 3.77 45 1.51 2.69 5.33 1.38 2.12 4.08 45 2.23 3.73 8.42 1.75 2.92 5.57 50 2.03 3.76 8.08 1.72 2.98 5.78 50 3.45 5.99 12.90 2.59 4.40 8.02 55 2.95 2.95 5.61 12.48 2.27 4.44 8.33 55 5.38 9.52 19.15 3.96 6.66 11.45 60 4.61 9.07 20.07 3.46 6.95 12.57 60 8.46 15.15 29.14 6.17 10.36 16.74 Whole Life Universal Life Age Male Female Agel Male Female PREF NT T PREF NT T PREF NT T PREF NT T 20 8.39 9.02 10.55 7.55 8.12 9.95 20 5.25 5.78 7.17 4.53 4.65 5.97 25 9.51 10.2212.70 8.65 9.30 11.5925 6.21 6.69 8.61 5.37 5.61 7.17 30 10.86 11.68 14.77 9.82 10.56 13.48 30 7.41 8.13 10.29 6.45 6.81 8.73 35 12.37 13.30 16.59 10.97 11.80 14.85 35 9.09 9.93 12.69 7.89 8.25 10.77 40 14.42 15.50 19.31 12.54 13.48 16.69 40 11.25 12.3315.69 9.69 10.17 13.41 45 17.65 18.98 24.03 15.14 16.28 20.43 45 14.01 15.45 19.65 12.09 12.69 16.77 50 22.45 24.14 30.65 | 19.09 20.53 25.39 50 | 17.61 19.17 24.45 19.17 24.45 15.09 16.05 21.33 55 28.67 30.82 39.00 24.11 25.92 30.97 55 22.41 24.57 31.41 18.93 20.25 26.97 60 36.06 38.77 49.39 29.75 31.99 37.25 60 28.77 34.5343.65 23.97 28 29 37.53 PREF = preferred, NT = non-tobacco, and T = tobacco usage Print Done Use the given table. Compare the premiums for a universal life policy for $78,000 for a 40-year-old male to the same policy for a 40-year-old female. Use a non-tobacco rate. :: Click the icon to view the data table. 0 - X Data Table Select the correct choice below, and fill in the answer box if necessary. (Type an integer or a decimal.) O A. The female pays a premium that is $ higher OB. The male pays a premium that is $ higher. Estimated Annual Life Insurance Premium Rates per $1,000 of Face Value 10-Year Level Term 20-Year Level Term Age Male Female Age Male Female PREF NT T PREFNT T PREF NT T PREF NT T 20 0.87 1.27 2.28 0.75 1.10 1.88 201.09 1.50 2.86 0.91 1.31 2.56 25 0.87 1.27 2.28 0.75 1.10 1.88 25 1.09 1.50 2.86 0.91 1.31 2.56 30 0.87 1.36 2.49 0.75 1.16 2.06 30 1.12 1.61 3.24 0.96 1.42 2.67 35 0.87 1.44 2.73 0.75 1.26 2.23 35 1.17 1.73 3.62 1.02 1.53 2.78 40 1.13 1.96 3.78 1.00 1.57 2.93 40 1.49 2.36 5.38 1.26 2.00 3.77 45 1.51 2.69 5.33 1.38 2.12 4.08 45 2.23 3.73 8.42 1.75 2.92 5.57 50 2.03 3.76 8.08 1.72 2.98 5.78 50 3.45 5.99 12.90 2.59 4.40 8.02 55 2.95 2.95 5.61 12.48 2.27 4.44 8.33 55 5.38 9.52 19.15 3.96 6.66 11.45 60 4.61 9.07 20.07 3.46 6.95 12.57 60 8.46 15.15 29.14 6.17 10.36 16.74 Whole Life Universal Life Age Male Female Agel Male Female PREF NT T PREF NT T PREF NT T PREF NT T 20 8.39 9.02 10.55 7.55 8.12 9.95 20 5.25 5.78 7.17 4.53 4.65 5.97 25 9.51 10.2212.70 8.65 9.30 11.5925 6.21 6.69 8.61 5.37 5.61 7.17 30 10.86 11.68 14.77 9.82 10.56 13.48 30 7.41 8.13 10.29 6.45 6.81 8.73 35 12.37 13.30 16.59 10.97 11.80 14.85 35 9.09 9.93 12.69 7.89 8.25 10.77 40 14.42 15.50 19.31 12.54 13.48 16.69 40 11.25 12.3315.69 9.69 10.17 13.41 45 17.65 18.98 24.03 15.14 16.28 20.43 45 14.01 15.45 19.65 12.09 12.69 16.77 50 22.45 24.14 30.65 | 19.09 20.53 25.39 50 | 17.61 19.17 24.45 19.17 24.45 15.09 16.05 21.33 55 28.67 30.82 39.00 24.11 25.92 30.97 55 22.41 24.57 31.41 18.93 20.25 26.97 60 36.06 38.77 49.39 29.75 31.99 37.25 60 28.77 34.5343.65 23.97 28 29 37.53 PREF = preferred, NT = non-tobacco, and T = tobacco usage Print Done