Using the equations and tables in Appendix 24A of this chapter, determine the answers to each of the following independent situations: Round answers to the nearest whole number. (a) The future value in two years of \$5,000 deposited today in a savings account with interest compounded annually at 4\%. $ (b) The present value of $15,000 to be received in four years, discounted at 10%. $ (c) The present value of an annuity of $2,500 per year for five years discounted at 12%. $ (d) An initial investment of $69,845 is to be returned in eight equal annual payments. Determine the amount of each payment if the interest rate is 8%. $ (f) Find the present value of an investment that will pay $3,000 at the end of Years 10, 11, and 12. Use a discount rate of 8%