Utilizing the lecture slides, what is the maximum percent a car payment should be of a person's monthly income?

Question $116$ options:

$38\mathrm{.}00\%$

$18\mathrm{.}25\%$

$20\mathrm{.}00\%$

$60\mathrm{.}00\%$

$23\mathrm{.}50\%$