What are the five steps in the financial planning process?

Develop personal goals, identify alternatives for achieving my goals, write my financial plan, implement the plan, monitor and adjust the plan

Pay all my bills using a credit card, purchase lottery tickets, think about paying off debt, implement the plan, and monitor for effectiveness and success

Develop Immediate Goals, Visualizing Winning the Lottery, write my financial plan, monitor the plan, identify alternatives for achieving my goals

Create financial goals, achieve goals using one method, think about my financial plan, implement the plan, monitor the plan