What is the difference between a debit card and a credit card?

a$)$ A debit card deducts money directly from your account when you use it$.$

b$)$ A credit card allows you to borrow money up to a limit$,$ which you need to repay later.

c$)$ There is no difference, they are the same.

d$)$ A debit card offers rewards programs and a credit card does not.??$/$