What is the difference between a debit card and a credit card?

a$)$ A debit card withdraws money directly from your account, while a credit card allows you to borrow money.

b$)$ A debit card has higher fees, while a credit card offers rewards programs.

c$)$ Debit cards are more secure$,$ while credit cards are easier to lose.

d$)$ There is no difference, they are the same thing.???$>?$