Question: What machine learning technique would you use for the following examples? ( i ) Banks have to decide whether or not to give a loan

What machine learning technique would you use for the following examples?
(i) Banks have to decide whether or not to give a loan to someone on the basis of his/her credit history.
(ii) Fake news is being created and spread at a rapid rate due to technology innovations such as social media. Governments needs to use machine learning to flag some news as Fake correctly.

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