1. What types of employee training are mandatory by law for private employers to conduct in the United States — no matter what the cost to the business — that would prevent accidents, injuries, harm and damages that result in tort, crime and breach of contract claims. If this training is not done in compliance with the law, can you find out whether the insurance policies meant to cover preventable claims will be denied or covered to defend the employer in lawsuits?
   1. Submit the link to your best resource to find out about the mandatory employee training that you discovered in your research.
   2. What type of tort claim(s) could be filed by future employees if the company takes no action about a report of sexual harassment or hostile work environment, and a future harassment incident occurs? Do you think this recurring discrimination would be covered by the employment practices liability insurance policy?
   3. Write a short, (20 words or less), written position statement and rationale to inform the group simulation discussion. This statement should be based on your assigned role and understanding of the situation and its consequences.
   4. 
      
      1. What are three (3) kinds of tort claims that a business owner should carry insurance to defend against?
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      3. What risks do cyber crime and online privacy data violations pose for businesses today?