which is the right option?

Marla is a 30-year old single mother with two children, ages 8 and 6. She works for a small manufacturing company making $25,000 a year. Marla receives some financial support from her ex-husband Don, but has very little disposable income. She has a $100,000 term life insurance policy but no group benefits. Which of the following products would you recommend that Marla first acquire? Along-term care policy on her life. A family health insurance plan with reasonable co-insurance. An individual disability plan, paying $2.000 a month in benefits, with a 30-day waiting period. A $100,000 critical illness policy on her