Which of the following statements regarding Coverage E and Coverage F within a standard homeowners insurance policy is CORRECT?

I. Medical payments coverage $($Coverage F: Medical Payments to Others$)$ will automatically pay for bodily injuries, regardless of fault, typically up to $$1,000$ per occurrence on or off the premises.

II$.$ Personal liability coverage $($Coverage E: Personal Liability$)$ protects the insured homeowner and all resident family members against personal liability for bodily injury and property damage that may occur on or off the premises due to negligence, up to $$300,000$ per occurrence.

III. Coverage E may cover the insured for injuries or property damage caused while playing golf.