Which statement most accurately lists the five EIC's $($essential investment considerations$)$ according to the chapter?

Select one:

a$.$ Personal risk tolerance, liquidity, asset allocation, setting goals, unique preferences

b$.$ Personal risk tolerance, liquidity, asset allocation, tax expense maximization, risk management

c$.$ Tax strategies, unique preferences, asset allocation, liquidity, setting goals

d$.$ Tax strategies, unique preferences, asset allocation, liquidity, personal risk tolerance