Which statement most accurately lists the five EIC's (essential investment considerations) according to the chapter? Select one: O a. Tax strategies, unique preferences, asset allocation, liquidity, personal risk tolerance O b. Personal risk tolerance, liquidity, asset allocation, tax expense maximization, risk management Oc. Personal risk tolerance, liquidity, asset allocation, setting goals, unique Tax strategies O d. Asset allocation, diversification, risk management, tax strategies, life cycle stage