Wilson Technology wishes to set aside money now to invest over the next four years in automating its customer service department. The company can earn 10% on a lump sum deposit now, and it wishes to withdraw the money in the following increments:

1. Year 1: $25,000, to purchase tech support

2. Year 2: $3,000 to purchase additional hardware to accomodate anticipated growth

3. Year 3: no expenses.

4. Year 4: $5,000 to purchase software updates

How much money must be deposited now to cover the anticipated payments over the next four years?