Write a demand letter from the following case:

On April 10th 2021, Andrew Adamson was driving along the freeway in his new sports car after having had a few beers to drink at a local sports bar. It was a rainy night and visibility was low. His passenger, Betty Browning, was also intoxicated and turned the radio up to maximum volume during the ride home. Mr. Adamson stopped at a red light, waited for it to turn green, and them pulled into the intersection. Suddenly, Charlie Crashman ran the light in the opposite direction, causing a head-on collision. Mr. Crashman was arrested and convicted of drunk driving. Police testified in Mr. Crashman's case that Mr. Adamson had been drinking that night too. Luckily, all three people lived through the accident, but both Andrew and Betty had to be hospitalized. Andrew suffered three broken ribs, a broken nose, and a severe concussion. His right arm is broken below the elbow, and will need several weeks of physical therapy. His hospital bills total $55,000. He has suffered emotionally, and can no longer go to his favorite sports bar. He now needs to go to counseling every week at $100 per visit. Worst of all, Andrew, a professional arm wrestler, will no longer be able to work he cleared almost $50,000 annually in his line of work. He is 40 years old, and most professional arm wrestlers retire at the age of 50. Meanwhile, Betty isn't much better off. She suffered a broken leg with $10,000 worth of medical bills. She is a professional marathon runner, clearing $50,000 per year in marathon races. She will likely need at least five years of physical therapy at roughly $10,000 per year before she can run marathons again and even then, at a diminished pace, reducing her earning capacity to a paltry $10,000 per year. Most marathon runners like Betty (currently 40) retire at age 45. Both Andrew and Betty have retained our firm seeking damages from Charlie's insurance company, U- Wreck-It Insurance, located at 1234 N. Moneybags Ave., Phoenix AZ 85555. Your job is to write a demand letter to the insurance company on behalf of Andrew and Betty, seeking the maximum amount of reimbursement you can.