Write any formula you use, and explain how you arrive at the answer in your own words.

Write the name of any financial function you use, the inputs to it, and your input entries so I can understand how you got to your solution.

1- Terry Austin is 30 years old and is saving for her retirement. She is planning on making 36 contributions to her retirement. The first contribution will be made today (t = 0) and the final contribution will be made 35 years from today (t = 35). The retirement account will earn a return of 10 percent a year. If each contribution she makes is $3,000, draw a time line for the cash flows and calculate how much will be in the retirement account 35 years from now (t = 35)?