You are analyzing the following two mutually exclusive projects:

Project X

Project Y

Year

Cash Flow

Cash Flow

$0$

$-$$$5,000$

$-$$$5,000$

$1$

$200$

$2,000$

$2$

$800$

$3,000$

$3$

$3,000$

$800$

$4$

$5,000$

$200$

At what cost of capital will the net present value of the two projects be the same? $($That is$,$ what is the "crossover" rate?$)$