You are purchasing a home for $220,000. The down payment is 30% and the balance will be financed with a 30-year fixed-rate mortgage at 6.75% and 2 discount points (each point is 1% of the amount financed). You put down a deposit of $5,000 (applied to the down payment) when the sales contract was signed. You also have these expenses: credit report, $70; appraisal fee, $110; title insurance premium, 1% of amount financed; title search, $225; and attorney's fees, $600. Find your amount due at the closing.