You are the security manager for a mid$-$sized nonprofit organization. Your organization has decided to use a software as a service $($SaaS$)$ public cloud provider for its production environment. A service contract audit reveals that while your organization has budgeted for $76$ user accounts, there are currently $89$ active user accounts. Your organization is paying the contract price, plus a per$-$account fee for every account over the contracted number.

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This is an example of costs incurred by $.$

A$.$ Data breach

B$.$ Shadow IT

C$.$ Intrusions

D$.$ Insider threat