You have borrowed $$1,000$ and have two options to repay your loan over the course of $5$ instalments.

Option $1$ allows you to make your first payment immediately, whereas option $2$ allows you to begin

repayment exactly one year from now. In both cases, the interest rate on the loan is the same $10\%.$ By

choosing $\_\_\_\_\_\_\_,$ you save $\_\_\_\_\_\_$ per each instalment

a$.$ Option $2,$ $$23\mathrm{.}98$

b$.$ Option $1,$ $$23\mathrm{.}98$

c$.$ Option $2,$ $$22\mathrm{.}99$

d$.$ Option $2,$ $$22\mathrm{.}99$