You have saved up $7,500 for a down payment for a Cybertruck (Cyberbeast model). The Cyberbeast has a total of 845hp and launches from zero to 60 in 2.6 seconds. At the recent Cybertruck launch, the Cyberbeast was shown beating a Porsche 911 in a quarter mile drag race, while towing a Porsche 911 on a trailer! When your special-order Cyberbeast arrives later this year, you must pay the $99,990 and on top of that pay a 7% sales tax. After making your $7,500 down payment, you will be financing the remainder, including the sales tax. The salesperson mentions to you that you qualify for a great interest rate and informs you that your monthly payment on your 72-month loan will be based on an APR of 6.49%. What is the monthly payment on the loan