You kids stay off my lawn! Picture yourself as a homeowner and parent. Now picture your...

 

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You kids stay off my lawn! Picture yourself as a homeowner and parent. Now picture your son's silly little friend Mitchell is always over your house. Furthermore picture Mitchell climbing the tree in your back yard, even though you have told him not to several times. Finally picture Mitchell falling out of the tree and breaking both of his legs. He will heal and walk again, but his tree climbing days are done. The hospital bill for two broken legs comes to a sizeable $22,000. Your policy has a deductible of $1,000 and requires 10% of the remaining cost to be covered in co-insurance. Type of insurance required: Total Cost to the Policy Holder: You kids stay off my lawn! Picture yourself as a homeowner and parent. Now picture your son's silly little friend Mitchell is always over your house. Furthermore picture Mitchell climbing the tree in your back yard, even though you have told him not to several times. Finally picture Mitchell falling out of the tree and breaking both of his legs. He will heal and walk again, but his tree climbing days are done. The hospital bill for two broken legs comes to a sizeable $22,000. Your policy has a deductible of $1,000 and requires 10% of the remaining cost to be covered in co-insurance. Type of insurance required: Total Cost to the Policy Holder: