You need to have $$35,000$ for a down payment on a house in $4$ years. If you can earn an annual interest rate of $4\mathrm{.}9$ percent, how much will you have to deposit today?

$($Assume annual compounding.$)$

Multiple Choice

$$28,904\mathrm{.}54$

$$28,359\mathrm{.}96$

$$28,039\mathrm{.}36$

$$27,554\mathrm{.}38$

$$25,040\mathrm{.}31$