You win a judgment in an auto accident case for $$155,000.$ You immediately receive $$20,000$ but must pay your lawyer's fee of $$5,000.$ In addition, you will receive $$4,000$ a year for $25$ years for a total of $$100,000,$ after which the balance owed $($$$35,000)$ will be paid. If the interest rate is $7$ percent, what is the current value of yo settlement? Use Appendix B and Appendix D to answer the question. Round your answer to the nearest dollar.

$