You win a judgment in an auto accident case for $132,500. You immediately receive $20,000 but must pay your lawyer's fee of $10,000. In addition, you will receive $3,500 a year for 25 years fo a total of $87,500, after which the balance owed ($25,000) will be paid. If the interest rate is 6 percent, what is the current value of your settlement? Use Appendix B and Appendix D to answer the question. Found your answer to the nearest dollar