You work for a large financial institution that would like to offer immediate approval for loan applications. Your team has identified four predictors about whether someone will be a good loan candidate: income, credit score, employment, and debt. You develop a system that will look at each predictor independently and then come up with an overall score. What machine learning algorithm are you using?

naive Bayes

K$-$nearest neighbor

linear regression

K$-$means clustering

choose right answer