Your client Marsha currently has a variable annuity with Vanguard with a balance of $$700,000.$ She was just notified that they will no longer be offering these products. Marsha is interested in moving her annuity to Fidelity. Marsha's birthday is $1/1/1963.$ She will be working until she turns $67$ in $2030.$ Assume she is single and has no dependents. She wants enough money to last her remaining lifetime. She is concerned about inflation which she is estimating will run $2\%.$ She wants your help in answering the following questions:

$1)$ How should she go about moving her annuity to Fidelity and what are the tax implications of the move?

$2)$ What annuity product do you recommend that she uses for the next few years while she is still working? Be specific on the exact insurance product not just the type.

$3)$ What annuity product do you recommend that she uses once she starts withdrawing money at retirement? Be specific on the exact insurance product not jut the type.

$4)$ What will her monthly annuity retirement check be at retirement?