Household has incurred debt (HDEBT: Household has any debt: 0 = No, 1 = Yes). Examine whether

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Household has incurred debt (HDEBT: Household has any debt: 0 = No, 1 = Yes).

Examine whether there are differences between the middle-class men and women with respect to several financial-related variables (HHSEX: 1 = Male, 2 = Female). For each variable, test to determine whether there is enough evidence to conclude that men and women differ.

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