Refer to problem 17-1 and assume that the company had $3 million in assets at the end

Question:

Refer to problem 17-1 and assume that the company had $3 million in assets at the end of 2015. However, now assume that the company pays no dividends. Under these assumptions, what additional funds would be needed for the coming year? Why is this AFN different from the one you found in problem 17-1?