Plush Cruiser Ltd builds luxury houseboats. The entity needs funds for expansion. It could take out a fixed-rate or variable-rate business loan over, say, 25 years. An alternative is issuing new shares to investors in the form of a rights issue. Explain the issues relating to these two different forms of finance. In your answer, refer to current interest rates relating to fixed- and variable-rate loans, and also what the potential costs are of offering shares via a rights issue. What other factors relating to Plush Cruiser Ltd need to be taken into account in order to arrive at the best decision for the company?